Family accounts ledger

Accounts Report

How money moved across the family accounts and how it was divided between Sid's education and other family expenses through June 2026.

Overview

The complete account

One continuous view of all recorded money received and used through June 2026.

Money available
$135,151.10
All money recorded through June 2026
Money used
$134,232.38
Education, living and family expenses
Left with Yash
$918.72
Available − used

Left = $135,151.10 available − $134,232.38 deployed.

Sid's core education costs — tuition, rent and personal
Money in

How the money came in

All incoming family support in chronological order. Parents' records are the authoritative amounts. The opening balance carries forward the unused portion of the separate 2023 trip ledger.

Money accumulated across accounts
By source type
Accounts used

Funding moved through the Sid joint account, Yash's Chase and BofA accounts, and cash held directly.

Internal transfers The February $100 and Yash's $7,404 of Zelles moved money from Yash to Sid. They are not counted again as new funding; the report records the tuition and living costs paid from that money.
Every incoming transfer
DateSourceAmount
Total money received
How it was spent

How the money was spent

Sid's education and living costs are kept separate from other family uses. This prevents Boston, Godh Bharai, and family-trip expenses from inflating Sid's monthly cost.

Sid's master's degree · total cost
$120,784.66
Tuition, rent, personal costs, direct purchases and fees
Miscellaneous family spending
$13,447.72
Boston, family trips and Godh Bharai
Sid's monthly expenses — rent + personal
Average active month
$2,245.62
India interval excluded · through June 2026
Highest month
$3,482.00
July 2025
Lowest complete month
$1,414.81
May 2025
Tuition statistics — The New School
The two spending buckets
Sid's master's degree
UseAmount
Total master's cost
Miscellaneous family spending
UseAmount
Total miscellaneous
Full monthly ledger
Show every month (tuition · rent · personal · fees)
MonthTuitionRent PersonalFeesLiving total
Subtotal
Notes & reconciliation
Account balance BoFa Joint Account (4770) — last transaction Feb 5, 2026, ending balance $21.22.
Reconciliation The India interval is excluded only from monthly averages. Internal transfers are counted once, when spent by Sid. This report leaves $918.72 with Yash ($135,151.10 available − $134,232.38 deployed); Sid's direct February–June pool is fully allocated.
Not included in this account
  • ~$1,800 that Sid earned on his own (personal income, not family funding)
Key notes
  • A duplicate Stuytown rent payment was made in Oct 2024. Refund of $1,589 received Mar 2025 (held by Yash).
Account context
Opening balance after the 2023 trip: $8,627.10 · View report → Managed across cash and three bank accounts
Reporting exclusions Sid was in India from December 16, 2025 through January 18, 2026. That interval is excluded from the monthly chart and every monthly average, but it does not change the reconciled account totals.